i may not be letting you do stupid things over and over, but i'm not an idiot myself.
If you die you get to create a new char with bonuses that lets you be ATLEAST almost as strong as the other player charecters.
Though it will of course not be like doing one of those 'appearance changes' in WoW.
Also, even though you CAN die, it doesnt mean that you're all going to be shot in the head whenever you roll a one or fail a defence check.
You've been able to die from the start of this campaign.
Even though i first said it now that doesnt mean i'm rasising the difficulty.
Also, if you dont wanna die: Dont split up.
Unless you REALLY screw up there will always be a chance that your teammates can heal you with a crit or some clever thinking (Stupidity + Intelligence = Everything will be allright).
You might still get wounds, scars, handicaps and other nasty things from taking big hits, but death is still something i wont be throwing around like dirt.